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ISSN 0000-0000.
Available at: &lt;<a href="https://ojs.unitas-pdg.ac.id/index.php/aktuaria/article/view/1045" target="_new">https://ojs.unitas-pdg.ac.id/index.php/aktuaria/article/view/1045</a>&gt;. Date accessed: 15 may 2026.
doi: <a href="https://doi.org/10.31317/aktr.v3i2.1045">https://doi.org/10.31317/aktr.v3i2.1045</a>.